Personal Finance

What is your income in relation to the average earnings by region?
Personal Finance

What is your income in relation to the average earnings by region?

We examine the data and identify the regions with the highest average earnings in the UK. Numerous factors can influence your emp...

Even if you have no outstanding taxes, do you still need to file a tax return?
Personal Finance

Even if you have no outstanding taxes, do you still need to file a tax return?

Between 2018 and 2023, more than 600,000 people who were late filing their self-assessment tax returns and owed no taxes were fined at le...

Although Reeves postpones reforming the cash ISA, savers are still in danger
Personal Finance

Although Reeves postpones reforming the cash ISA, savers are still in danger

There are reportedly plans to reduce cash ISA limits, but how long will they last? Following criticism from banks and customers, ...

A permanent mortgage guarantee program of 95 percent will be announced by Rachel Reeves
Personal Finance

A permanent mortgage guarantee program of 95 percent will be announced by Rachel Reeves

During her speech at Mansion House next week, Chancellor Rachel Reeves is anticipated to unveil a government-backed permanent mortgage gu...

Retirement savings options: ISAs versus
Personal Finance

Retirement savings options: ISAs versus

Overall, SIPPs provide larger tax benefits, but ISAs are more adaptable. Which is better for your retirement, then? Since retirem...

How to use an ISA for stocks and shares to increase your cash and handlip income by more than 4 percent
Personal Finance

How to use an ISA for stocks and shares to increase your cash and handlip income by more than 4 percent

We give an explanation. Millions of savers will be disappointed if the chancellor lowers the cash ISA limit in next week's Mansio...

Mortgage payments for millions of homeowners will increase
Personal Finance

Mortgage payments for millions of homeowners will increase

As they move from lower-rate mortgages to the more costly ones currently offered, the Bank of England predicts that millions of mortgage ...

The providers caution that lowering the cash ISA limit will make lending more costly and challenging
Personal Finance

The providers caution that lowering the cash ISA limit will make lending more costly and challenging

We examine whether obtaining a mortgage or loan will be more difficult if the cash ISA allowance is reduced. The chancellor has b...

Alternatives with triple locks: will the government change the state pension?
Personal Finance

Alternatives with triple locks: will the government change the state pension?

Pensioners love the state pension triple lock, but taxpayers find it costly, making it a contentious political issue. State pensi...

This is where the tax thresholds ought to be by now, having been frozen since the 1980s
Personal Finance

This is where the tax thresholds ought to be by now, having been frozen since the 1980s

Some investments and savings have been frozen at the same level for nearly 50 years, which is understandable if you're feeling the pinch ...

Are you eligible for a £29,000 pension increase? Government initiatives could improve the lives of millions of people
Personal Finance

Are you eligible for a £29,000 pension increase? Government initiatives could improve the lives of millions of people

Government plans to reform Britain's retirement savings system could give average-paid workers who save into a pension 29,000 more by the...

Do I have to pay taxes on cryptocurrency? New HMRC regulations aim to crack down on tax evasion and "crypto bros"
Personal Finance

Do I have to pay taxes on cryptocurrency? New HMRC regulations aim to crack down on tax evasion and "crypto bros"

As the taxman uses the new Cryptoasset Reporting Framework to crack down on investors who are avoiding paying taxes on their cryptocurren...