Personal Finance

Should an annuity be purchased in tranches?
Personal Finance

Should an annuity be purchased in tranches?

However, purchasing gradually as opposed to all at once solves less than it seems to. With monthly contributions they hardly noti...

Should a Child Trust Fund be transferred to a Junior ISA?
Personal Finance

Should a Child Trust Fund be transferred to a Junior ISA?

If young savers put their money in a child trust fund (CTF) instead of a Junior ISA (JISA), they may be losing out on lower fees and high...

Could you use Nationwide's free FlexDirect account to receive £370 in free cash?
Personal Finance

Could you use Nationwide's free FlexDirect account to receive £370 in free cash?

Is it time to switch? The benefits of Nationwide's fee-free FlexDirect current account have been increased, so new clients may re...

Experts warn that six pension errors could cost you pounds 10,000
Personal Finance

Experts warn that six pension errors could cost you pounds 10,000

As more people struggle to secure a comfortable retirement, retirement planning and maximizing pension funds are becoming increasingly im...

Businesses advise Burnham to abandon the triple lock
Personal Finance

Businesses advise Burnham to abandon the triple lock

Removing the triple lock pensions system could save the Treasury $3.3 billion, but Andy Burnham's government will still need to find ways...

How to increase and safeguard your pension fund if you want to retire by 2041
Personal Finance

How to increase and safeguard your pension fund if you want to retire by 2041

We discuss preparation. Now is the time to face the numbers for those who will be retiring within the next 15 years and have not ...

"Labour's mansion tax is going to be a disaster"
Personal Finance

"Labour's mansion tax is going to be a disaster"

Does a heated towel rail in the bathroom, a beautiful water feature at the back of the garden, or a new coat of paint in the kitchen rais...

Can the funding crisis for adult social care in Britain be resolved by Andy Burnham?
Personal Finance

Can the funding crisis for adult social care in Britain be resolved by Andy Burnham?

What state is adult social care in right now? The adult social care system in England was aptly described as "unfair, confus...

How can you reduce your income tax bill instead of having your tax allowances reduced by a pay raise?
Personal Finance

How can you reduce your income tax bill instead of having your tax allowances reduced by a pay raise?

According to research, many employees are rejecting pay increases out of concern about higher taxes. According to Standard Life r...

The dividend tax net attracted thousands more individuals
Personal Finance

The dividend tax net attracted thousands more individuals

According to new Freedom of Information (FOI) data, the number of people subject to dividend tax is estimated to have increased from 3.14...

In retirement, are you able to afford rent?
Personal Finance

In retirement, are you able to afford rent?

One of the most important choices you will have to make when planning your retirement is your residential status. Specifically, will you ...

After changes to inheritance taxes, will your family suffer a triple tax blow?
Personal Finance

After changes to inheritance taxes, will your family suffer a triple tax blow?

When inheritance tax changes take effect next year, families may face a triple tax blow, but there are ways to mitigate the impact. ...