Personal Finance

Why your retirement income may stretch further than expected
Personal Finance

Why your retirement income may stretch further than expected

For many, retirement promises a slower, more comfortable life. Paying for it, however, can feel harder than expected.brbrResearch by ...

‘What I've learned after one year with solar panels'
Personal Finance

‘What I've learned after one year with solar panels'

It's been a year since my partner and I had solar panels fitted on our roof at no cost.brbrLiving with them has taught me a few thing...

How HENRYs can protect their wealth
Personal Finance

How HENRYs can protect their wealth

Fiscal drag, the sudden loss of childcare support, and heavy taxation are putting growing pressure on high earners.brbrA growing numb...

‘Government bonds are a buy'
Personal Finance

‘Government bonds are a buy'

Government bond yields have climbed sharply, raising countries' borrowing costs and straining public finances. Many now expect a crisis t...

Should you buy bonds?
Personal Finance

Should you buy bonds?

?brbr?brbrWhy risk a sharp stock-market fall when a bond portfolio can provide income close to 6%? More ordinary UK investors are...

The false promise of private credit
Personal Finance

The false promise of private credit

Private equity - and, increasingly, private credit - present themselves as more exclusive and more rewarding than the public stock and bo...

Could raising capital gains tax ease the cost-of-living squeeze?
Personal Finance

Could raising capital gains tax ease the cost-of-living squeeze?

?brbr?brbrThe government is reportedly considering higher capital gains tax (CGT) rates to support people with the lowest incomes...

We visited a food bank supporting households under financial strain
Personal Finance

We visited a food bank supporting households under financial strain

When we arrive at Southwark Foodbank in London, volunteers are filling paper bags with fresh vegetables and arranging leaflets that point...

Don't let your ISA allowance go unused
Personal Finance

Don't let your ISA allowance go unused

An Individual Savings Account (ISA) lets you invest tax-efficiently. Investments held in an ISA can grow tax-free, while dividends and ca...

‘Knowing you don't have to suffer in silence is huge' - why BFIA is supporting Trussell this winter
Personal Finance

‘Knowing you don't have to suffer in silence is huge' - why BFIA is supporting Trussell this winter

To donate, follow the link to BFIA's fundraising page on the Trussell website.brbrMillions of people have no choice but to use food b...

Pensioners withdraw £22 billion in tax-free lump sums - but the risks remain
Personal Finance

Pensioners withdraw £22 billion in tax-free lump sums - but the risks remain

?brbrRetirees took more than 22 billion from their pensions as tax-free lump sums during the 2025/26 tax year - over 20% more than in...

‘State pension triple lock is unsustainable - change is needed'
Personal Finance

‘State pension triple lock is unsustainable - change is needed'

Andy Burnham accepts that changing the state pension triple lock could cost him votes. "I won't pretend some of this won't be difficult,"...