Personal Finance

During last year's budget-related frenzy, pension tax-free cash withdrawals increased by 61%
Personal Finance

During last year's budget-related frenzy, pension tax-free cash withdrawals increased by 61%

We examine how to prevent regrets about retirement and what to do if you took the money last year in response to budget rumors. D...

Increased confidence in retirement—but is it misguided?
Personal Finance

Increased confidence in retirement—but is it misguided?

More savers now think they are on track for a comfortable retirement, which has increased retirement confidence. However, there is a chan...

The reasons why your personality type could cost you £120,000 in pension funds
Personal Finance

The reasons why your personality type could cost you £120,000 in pension funds

Your personality may have a greater influence on your retirement than you may realize. Do you have a more laid-back attitude or are you a...

Would you postpone retirement in order to support your kids while they are in college?
Personal Finance

Would you postpone retirement in order to support your kids while they are in college?

According to a recent study, one-third of parents are postponing retirement for up to ten years in order to help out their children who a...

If you work for yourself, begin saving for your pension right away
Personal Finance

If you work for yourself, begin saving for your pension right away

They need to take action right away. There is increasing pressure for more assistance for self-employed workers, who continue to ...

How to get a retirement income that is assured
Personal Finance

How to get a retirement income that is assured

Annuities can provide this income, but what other sources of income are there to augment it? According to a survey by investment ...

The reasons why a comfortable retirement might be unattainable and the top financial priorities by age
Personal Finance

The reasons why a comfortable retirement might be unattainable and the top financial priorities by age

With the exception of the youngest generation, everyone's top financial priority is to have a comfortable retirement. However, the data i...

High earners could experience a shock of £65,000
Personal Finance

High earners could experience a shock of £65,000

The largest shock of all could befall the highest earners, as only 43% of households are on track for a sufficient retirement income....

How income tax is computed
Personal Finance

How income tax is computed

The calculation of income tax is explained. Most forms of income are subject to income tax, but some are shielded from the tax co...

Can landlords be subject to National Insurance on their rental income?
Personal Finance

Can landlords be subject to National Insurance on their rental income?

The most recent rumors suggest that the Treasury may target landlords in the Autumn Budget by reducing rental income to National Insuranc...

Does the 25x retirement rule work? What is it?
Personal Finance

Does the 25x retirement rule work? What is it?

The ultimate goal of contributing to a pension is to ensure that you will have sufficient income for your golden years. Knowing h...

How to obtain the most favorable rates for travel money
Personal Finance

How to obtain the most favorable rates for travel money

While planning a much-needed vacation, you may be preoccupied with other things, such as booking flights or locating the best travel insu...