Personal Finance

How to stay safe after scammers target 170,000 taxpayers is the subject of an HMRC warning
Personal Finance

How to stay safe after scammers target 170,000 taxpayers is the subject of an HMRC warning

HM Revenue and Customs (HMRC) is warning millions of self-assessment taxpayers to be wary of scams that pose as the department and requir...

What is the triple lock for state pensions?
Personal Finance

What is the triple lock for state pensions?

How does the triple lock work, and what is its future? Pensioners benefit financially every spring because of the state pension ...

How can I save money on train travel? Train fares may increase by 5–8% in the upcoming year
Personal Finance

How can I save money on train travel? Train fares may increase by 5–8% in the upcoming year

We examine potential train ticket prices as well as cost-cutting strategies. In 2026, rail fares may rise by 50.8 percent, which ...

How much do retirees typically spend annually?
Personal Finance

How much do retirees typically spend annually?

On average, retirees spend slightly more than $22,000 annually, which is nearly $10,000 less than what is advised for a moderate retireme...

What is Warm Home Discount's offer of £150 off energy bills, and who is eligible?
Personal Finance

What is Warm Home Discount's offer of £150 off energy bills, and who is eligible?

When does the discount get applied, and who can get it? With four heatwaves already this summer, temperatures in the UK are skyro...

What is your own inflation rate, and how is it determined?
Personal Finance

What is your own inflation rate, and how is it determined?

Did your own rate of inflation increase more or less than the average for the country? Inflation data, which shows how much costs...

Vacations you can afford with varying pension pot sizes: Norfolk or Norway
Personal Finance

Vacations you can afford with varying pension pot sizes: Norfolk or Norway

To match various retirement incomes, we look at the holidays, but what kinds of vacations could you afford with your pension? Ret...

What is the maximum amount that you can contribute to someone else's pension?
Personal Finance

What is the maximum amount that you can contribute to someone else's pension?

The rules are explained. According to recent studies, two-thirds of savers are not aware that they can contribute to another pers...

"I'm planning to retire early; I want to be able to stop working by the time I'm 50"
Personal Finance

"I'm planning to retire early; I want to be able to stop working by the time I'm 50"

A BFIA investor who is determined to have enough money to retire at age 50 gives advice to others who are aiming for an early retirement....

Two million people take their retirement funds out before they reach the state pension age
Personal Finance

Two million people take their retirement funds out before they reach the state pension age

New data raises concerns about whether people are withdrawing funds from their pensions too soon, as seven out of ten pension savers who ...

Although more families are taking advantage of tax-free childcare, thousands of parents continue to be left out
Personal Finance

Although more families are taking advantage of tax-free childcare, thousands of parents continue to be left out

Might you be losing out on thousands of pounds in assistance? Many eligible families are still not fully utilizing government-bac...

It is "unbelievably unfair" that inheritance tax is applied to pensions even if you pass away before the age of 55
Personal Finance

It is "unbelievably unfair" that inheritance tax is applied to pensions even if you pass away before the age of 55

This could discourage people from saving for retirement and "risks eroding trust in the pension system," according to experts....