Personal Finance

How to increase your net worth using SIP and SAYE schemes
Personal Finance

How to increase your net worth using SIP and SAYE schemes

Aside from the obvious options like private pensions and individual savings accounts (ISAs), are you looking for new ways to save for the...

How risky are the longer-term mortgages that more borrowers are taking out?
Personal Finance

How risky are the longer-term mortgages that more borrowers are taking out?

The risks are examined. According to new research, a growing number of borrowers may still have to pay off their mortgage in reti...

When will you be eligible for a state pension and what is the age?
Personal Finance

When will you be eligible for a state pension and what is the age?

Men and women's official state pension age is 66, with plans to raise it to 67 and then 68 in the future. The government may deci...

Since over half of people over 65 live alone, here are some tips for getting ready for a retirement on your own
Personal Finance

Since over half of people over 65 live alone, here are some tips for getting ready for a retirement on your own

According to official statistics, the most common lifestyle for people over 65 is to retire alone. We look at how to beat the sin...

Merryn Somerset Webb says Reeves should lower the cash ISA limit and bring back the Brit ISA
Personal Finance

Merryn Somerset Webb says Reeves should lower the cash ISA limit and bring back the Brit ISA

Rachel Reeves, poor girl. According to welfare reform, she doesn't seem to get much right, and even when she does, things still seem to g...

Nearly 10% of estates have inheritance tax bills that exceed £500,000
Personal Finance

Nearly 10% of estates have inheritance tax bills that exceed £500,000

During the 20212022 tax year, nearly one out of ten estates that were subject to inheritance tax received a bill of at least $500,000./p...

Treasury receipts plummet as a result of Reeves' capital gains tax reforms
Personal Finance

Treasury receipts plummet as a result of Reeves' capital gains tax reforms

Would Rachel Reeves, the chancellor, be able to avoid a wealth tax? Despite the chancellor's decision to raise the rates in last ...

By 2030, water bills will increase by 30%, and meters may become required
Personal Finance

By 2030, water bills will increase by 30%, and meters may become required

But prices might go up. After investigating the problems at the core of the troubled water sector in England and Wales, an indepe...

Pensions Commission is resurrected by the government to address the crisis of retirement savings
Personal Finance

Pensions Commission is resurrected by the government to address the crisis of retirement savings

We examine the reasons why pensioners in the future are expected to be less wealthy than those in the present. The government has...

A review of the state pension age was started; will it increase more quickly in the future?
Personal Finance

A review of the state pension age was started; will it increase more quickly in the future?

Concerned that people are not saving enough for their retirement, Labour has ordered a review of the state pension age. The curre...

Why has there been a significant change in Japanese government bonds?
Personal Finance

Why has there been a significant change in Japanese government bonds?

There aren't many people in the investment industry today who can recall a period when the yields on Japanese government bonds (JGBs) wer...

How to build a tax-free nest egg for your child: 1,000 children hold over £100,000 in a junior ISA
Personal Finance

How to build a tax-free nest egg for your child: 1,000 children hold over £100,000 in a junior ISA

We describe how they operate. NFU Mutual submitted a Freedom of Information request to HMRC, stating that over 1,000 children hav...