Personal Finance

After rate changes, taxpayers are advised to review their capital gains tax return or risk penalty
Personal Finance

After rate changes, taxpayers are advised to review their capital gains tax return or risk penalty

Here's the method. Taxpayers who must disclose capital gains in their self-assessment tax return this month should make sure the...

For workplace pension plans, FCA suggests a new rating system
Personal Finance

For workplace pension plans, FCA suggests a new rating system

Pension savers may be eligible for new protections that will guarantee they receive better value for their workplace plans. Alth...

For you, what does a decline in interest rates mean?
Personal Finance

For you, what does a decline in interest rates mean?

We tell you how. Since August 2024, the Bank of England (BoE) has lowered interest rates six times, making borrowing less expens...

How your pension could increase by £37,000 if you cancel unused direct debits
Personal Finance

How your pension could increase by £37,000 if you cancel unused direct debits

Cutting unused direct debits may be a common New Year's resolution to improve your finances, but research indicates that it may also ben...

There are thirteen tax changes in 2026 Which taxes will increase?
Personal Finance

There are thirteen tax changes in 2026 Which taxes will increase?

Share This year, a number of tax increases will take effect that may increase your debt to HM Revenue and Customs (HMRC). Althou...

The future yields' form
Personal Finance

The future yields' form

Share I warned investors to "beware the long bond" at the beginning of 2025. The best news is that during the year, yields on ...

Winners of the January Premium Bonds were revealed; did you win a pound of a million?
Personal Finance

Winners of the January Premium Bonds were revealed; did you win a pound of a million?

After NS&I revealed the winners of its January 2026 prize draw, two holders of Premium Bonds began the new year one million dollars rich...

What makes pension transfers so difficult?
Personal Finance

What makes pension transfers so difficult?

City officials are putting forth new regulations on pension transfers in response to growing concerns that savers are losing out. When s...

Are you impacted by the millions of parents who are losing out on an additional pension payment of up to £720 annually?
Personal Finance

Are you impacted by the millions of parents who are losing out on an additional pension payment of up to £720 annually?

Parents who take time off work to raise their children may be losing out on hundreds of pounds in additional pension funds annually if t...

Is it feasible for you to retire in 2026?
Personal Finance

Is it feasible for you to retire in 2026?

If you want to retire in 2026, there are a lot of factors to take into account, from high inflation and stock market volatility to possi...

Why I gave up my Help to Buy ISA in order to invest in the stock market and save money
Personal Finance

Why I gave up my Help to Buy ISA in order to invest in the stock market and save money

In the late 2010s, a 25 percent government top-up was enough to convince me to open a Help to Buy ISA. However, in 2025, I've ma...

When transferring your assets to the following generation, there are three ways to ensure a lasting legacy
Personal Finance

When transferring your assets to the following generation, there are three ways to ensure a lasting legacy

For many, values are more important than money in the transfer. We examine how to leave an enduring legacy. Over $100 trillion (...