Personal Finance

Investing passively could jeopardize your pension portfolio
Personal Finance

Investing passively could jeopardize your pension portfolio

According to James Mackreides, this is a good time to assess your current situation. Pension savers may be sleepwalking into disa...

Wealth taxes are blatant "slopulism"
Personal Finance

Wealth taxes are blatant "slopulism"

So why do we continue to discuss them? During the silly season, when Parliament was in recess and there was nothing better for po...

Does your state pension come with taxes?
Personal Finance

Does your state pension come with taxes?

Next April, the entire new state pension is expected to surpass 13,000 annually, surpassing the tax-free personal allowance for the first...

Do the new ISA regulations deal a triple blow to your uninvested funds?
Personal Finance

Do the new ISA regulations deal a triple blow to your uninvested funds?

Could you fall victim to a cash trap? When new regulations take effect in 2019, investors who have cash in their stocks and share...

Why quitting pension contributions could make your situation worse by £12,000
Personal Finance

Why quitting pension contributions could make your situation worse by £12,000

When finances are tight, pension contributions are frequently the first to be reduced. It makes sense to put contributions on hold since ...

How much could you receive if the state pension were to increase by 39%?
Personal Finance

How much could you receive if the state pension were to increase by 39%?

Next April, pensioners will probably receive a 3.9 percent increase in their state pension. The state pension increases every Apr...

Why people over 65 may be subject to wealth taxes
Personal Finance

Why people over 65 may be subject to wealth taxes

For many people, turning 65 marks the start of retirement, but it can also bring with it a period of tax difficulties. According ...

Should an annuity be purchased in tranches?
Personal Finance

Should an annuity be purchased in tranches?

However, purchasing gradually as opposed to all at once solves less than it seems to. With monthly contributions they hardly noti...

Should a Child Trust Fund be transferred to a Junior ISA?
Personal Finance

Should a Child Trust Fund be transferred to a Junior ISA?

If young savers put their money in a child trust fund (CTF) instead of a Junior ISA (JISA), they may be losing out on lower fees and high...

Could you use Nationwide's free FlexDirect account to receive £370 in free cash?
Personal Finance

Could you use Nationwide's free FlexDirect account to receive £370 in free cash?

Is it time to switch? The benefits of Nationwide's fee-free FlexDirect current account have been increased, so new clients may re...

Experts warn that six pension errors could cost you pounds 10,000
Personal Finance

Experts warn that six pension errors could cost you pounds 10,000

As more people struggle to secure a comfortable retirement, retirement planning and maximizing pension funds are becoming increasingly im...

Businesses advise Burnham to abandon the triple lock
Personal Finance

Businesses advise Burnham to abandon the triple lock

Removing the triple lock pensions system could save the Treasury $3.3 billion, but Andy Burnham's government will still need to find ways...