Personal Finance

The false promise of private credit
Personal Finance

The false promise of private credit

Private equity - and, increasingly, private credit - present themselves as more exclusive and more rewarding than the public stock and bo...

Could raising capital gains tax ease the cost-of-living squeeze?
Personal Finance

Could raising capital gains tax ease the cost-of-living squeeze?

?brbr?brbrThe government is reportedly considering higher capital gains tax (CGT) rates to support people with the lowest incomes...

We visited a food bank supporting households under financial strain
Personal Finance

We visited a food bank supporting households under financial strain

When we arrive at Southwark Foodbank in London, volunteers are filling paper bags with fresh vegetables and arranging leaflets that point...

Don't let your ISA allowance go unused
Personal Finance

Don't let your ISA allowance go unused

An Individual Savings Account (ISA) lets you invest tax-efficiently. Investments held in an ISA can grow tax-free, while dividends and ca...

‘Knowing you don't have to suffer in silence is huge' - why BFIA is supporting Trussell this winter
Personal Finance

‘Knowing you don't have to suffer in silence is huge' - why BFIA is supporting Trussell this winter

To donate, follow the link to BFIA's fundraising page on the Trussell website.brbrMillions of people have no choice but to use food b...

Pensioners withdraw £22 billion in tax-free lump sums - but the risks remain
Personal Finance

Pensioners withdraw £22 billion in tax-free lump sums - but the risks remain

?brbrRetirees took more than 22 billion from their pensions as tax-free lump sums during the 2025/26 tax year - over 20% more than in...

‘State pension triple lock is unsustainable - change is needed'
Personal Finance

‘State pension triple lock is unsustainable - change is needed'

Andy Burnham accepts that changing the state pension triple lock could cost him votes. "I won't pretend some of this won't be difficult,"...

Investing passively could jeopardize your pension portfolio
Personal Finance

Investing passively could jeopardize your pension portfolio

According to James Mackreides, this is a good time to assess your current situation. Pension savers may be sleepwalking into disa...

Wealth taxes are blatant "slopulism"
Personal Finance

Wealth taxes are blatant "slopulism"

So why do we continue to discuss them? During the silly season, when Parliament was in recess and there was nothing better for po...

Does your state pension come with taxes?
Personal Finance

Does your state pension come with taxes?

Next April, the entire new state pension is expected to surpass 13,000 annually, surpassing the tax-free personal allowance for the first...

Do the new ISA regulations deal a triple blow to your uninvested funds?
Personal Finance

Do the new ISA regulations deal a triple blow to your uninvested funds?

Could you fall victim to a cash trap? When new regulations take effect in 2019, investors who have cash in their stocks and share...

Why quitting pension contributions could make your situation worse by £12,000
Personal Finance

Why quitting pension contributions could make your situation worse by £12,000

When finances are tight, pension contributions are frequently the first to be reduced. It makes sense to put contributions on hold since ...