Stamp duty is now a requirement for average homes in all regions of England How much will it cost?

Since the average price of a home in every English region is now higher than the stamp duty threshold, we compare the tax you will pay

Since the average house price in every region of England is now higher than the tax threshold, no home movers may avoid paying stamp duty when purchasing an average home.

The average tax bill increased from 2,047 to 4,547 after the threshold changes in April, and average homebuyers in England now pay 2,500 more in stamp duty.

Stamp duty has been reduced from the temporarily higher threshold of 250,000 to as low as 125,000 for homebuyers since the beginning of the 2025 - 2026 tax year.

The Treasury, which received £8 billion in stamp duty revenue from January to July of this year, has benefited greatly from this.

With more of their money being taken by the tax collector, British citizens who wish to purchase an average-priced home of 298,237 now have to pay higher prices.

Since the thresholds have been lowered, home movers in even the most affordable areas of the UK must now pay stamp duty for the first time, even though the average property would have had to pay less before the changes.

In this article, we examine the average stamp duty rates for each region of England.

What is the stamp duty that I will be required to pay?

Stamp duty may surprise buyers in areas with lower housing costs, but buyers in London, where prices are significantly higher than in other parts of the country, will have anticipated paying it prior to the April increase.

The North East is the English region with the lowest average home prices, with an average home price of 163,679.

The average property would have been well below the stamp duty threshold prior to April's changes, so no tax would have been owed. Today, however, the minimum threshold is 125,000, so buyers in the Northeast will have to pay 773 in stamp duty.

In a similar vein, purchasers in Yorkshire and the Humber, where the average home price is 204,410, now have to pay 1,588 in stamp duty. They had the option to completely avoid the tax prior to the current tax year beginning.

Every area of the North and the Midlands has seen home movers pay stamp duty on an average-priced home due to threshold changes.

"There's nowhere to hide from stamp duty now, which shows just how out of step this tax has become," stated Jonathan Stinton, head of mortgage relations at Coventry Building Society.

"Buying a typical home in any region, from London to the North East, now comes with a tax that can raise moving expenses by thousands of dollars.

The stamp duty required for the average home in each English region is displayed in the table below.

The amount of stamp duty you pay varies slightly if you're a first-time buyer.

Stamp duty on the first £300,000 of a property purchase, up to a maximum price of £500,000, is not required of first-time buyers during the current tax year.

Up to £300,000 is exempt from stamp duty; after that, any portion between £300,001 and £500,000 is subject to a 5% rate. Stamp duty is applied normally if the value of your property exceeds £500,000.

It is important to remember that stamp duty operates differently in Northern Ireland, Scotland, and Wales.