Personal Finance

Is it worthwhile to open a regular savings account?
Personal Finance

Is it worthwhile to open a regular savings account?

Regular savings accounts are probably the ones with the highest interest rates if you're looking through the top savings accounts availab...

In April 2025, the state pension will increase by 4 percent; however, the "bizarre tax cliff edge" is still a possibility
Personal Finance

In April 2025, the state pension will increase by 4 percent; however, the "bizarre tax cliff edge" is still a possibility

While the increase will put recipients closer to a "tax-cliff edge," pensioners will benefit from another huge boost to their s...

Do smart meters have any advantages or disadvantages?
Personal Finance

Do smart meters have any advantages or disadvantages?

After contrasting them with standard meters, we evaluated if purchasing one would be worthwhile. At the beginning of 2025, energy...

Should a 25% tax-free pension be taken as a lump sum or as installments?
Personal Finance

Should a 25% tax-free pension be taken as a lump sum or as installments?

One of the primary draws of private pensions for many savers is the opportunity to receive a tax-free lump sum of 25% of their pension sa...

What decisions have pension savers made over the past ten years of pension freedoms?
Personal Finance

What decisions have pension savers made over the past ten years of pension freedoms?

We examine the effects of pension freedoms and the spending patterns of savers. Pension savers were given a new right ten years a...

Penalties for late tax returns will be increased by Rachel Reeves
Personal Finance

Penalties for late tax returns will be increased by Rachel Reeves

What you should know is this. This Wednesday's Spring Statement from Chancellor Rachel Reeves will raise the penalty fees for com...

Heathrow closures: How to get reimbursed for delays in travel
Personal Finance

Heathrow closures: How to get reimbursed for delays in travel

If your flight is delayed or cancelled, what compensation are you entitled to? Although March is thought to be the most costly mo...

How to safeguard your pension against changes in inheritance taxes made by the chancellor
Personal Finance

How to safeguard your pension against changes in inheritance taxes made by the chancellor

Because of changes to the way pensions will be handled as part of a person's estate after they pass away, inheritance planning is about t...

Who will not be eligible for the triple lock on the state pension?
Personal Finance

Who will not be eligible for the triple lock on the state pension?

We clarify who is left out. In addition to missing out on the 4 percent increase next month, hundreds of thousands of retirees do...

Could Labour impose a wealth tax of two percent?
Personal Finance

Could Labour impose a wealth tax of two percent?

It would address economic inequality and generate billions of pounds in revenue, according to campaigners. Ahead of the governmen...

What is the cost of council tax for a second home?
Personal Finance

What is the cost of council tax for a second home?

Similar local authority changes in Wales and Scotland are followed by this one. When council tax bills begin to arrive this month...

Costs for childcare have decreased by 56%, but not for everyone
Personal Finance

Costs for childcare have decreased by 56%, but not for everyone

Following the government's implementation of free childcare hours for children under three, families in England have witnessed a notable ...