Personal Finance

Although household standing charge tariffs will be lowered by Ofgem, energy bills are not expected to decrease
Personal Finance

Although household standing charge tariffs will be lowered by Ofgem, energy bills are not expected to decrease

Energy regulator Ofgem has announced new plans that will allow households to choose to pay lower standing charges on their energy bills....

Four golden rules for managing your retirement funds to prevent a deficit
Personal Finance

Four golden rules for managing your retirement funds to prevent a deficit

There are many obstacles to overcome when managing your retirement finances, such as the possibility of going overboard and eventually ru...

How does Hargreaves Lansdown's first cash ISA compare?
Personal Finance

How does Hargreaves Lansdown's first cash ISA compare?

In comparison to other products, how does the interest rate compare? Hargreaves Lansdown, the largest investment platform in Brit...

Do you want to change your pension fund?
Personal Finance

Do you want to change your pension fund?

Does it make sense to change the provider of your pension fund? Do you know how hard your pension fund is working for your retire...

Does switching to a default pension fund make sense?
Personal Finance

Does switching to a default pension fund make sense?

Almost all employees must be enrolled in a workplace pension plan by their employers as soon as they begin working; this process is calle...

As millions prepare for unforeseen tax bills, a straightforward assessment is explained
Personal Finance

As millions prepare for unforeseen tax bills, a straightforward assessment is explained

For you, this is what it means. Under the taxman's simple assessment system, millions of savers and pensioners might have receive...

Savings in cash ISAs increased to £70 billion as savers seized higher rates, but are the best offers going away?
Personal Finance

Savings in cash ISAs increased to £70 billion as savers seized higher rates, but are the best offers going away?

According to recent government statistics, savers flocked to cash ISAs last year to benefit from some of the highest interest rates avail...

There is a catch when Barclays offers ISAs a £500 cashback offer
Personal Finance

There is a catch when Barclays offers ISAs a £500 cashback offer

In order to fully benefit from Barclays' cash ISA offerings, savers must have a substantial amount of money. There is a catch to ...

As more retirees acknowledge that they struggle with debt, here are some tips for having a safe retirement
Personal Finance

As more retirees acknowledge that they struggle with debt, here are some tips for having a safe retirement

In order to make ends meet, more retirees are turning to unsecured debt as cost-of-living pressures have reduced pensioner incomes in rec...

Remember these important October self-assessment tax return deadlines to prevent a surprise bill
Personal Finance

Remember these important October self-assessment tax return deadlines to prevent a surprise bill

October is a crucial month for taxes; forget about Halloween or the clocks going back. In October, there are two important tax da...

Should we be working longer? This group is most negatively impacted by state pension age increases
Personal Finance

Should we be working longer? This group is most negatively impacted by state pension age increases

The government is considering whether to raise the state pension age more quickly, and a new study has found that unemployed women in the...

With their £250,000 pensions, thousands of savers choose cash over tax-free funds and worry about IHT
Personal Finance

With their £250,000 pensions, thousands of savers choose cash over tax-free funds and worry about IHT

According to new data, thousands of older adults with larger pensions have taken money out of their pots since Labour came to power becau...