Articles by James Mackreides

James Mackreides

James Mackreides

'Mac' is a short tempered former helicopter pilot, now a writer based in Sofia, Bulgaria. Loves dogs, the outdoors and staying far away from the ocean.

Emerging markets need to generate growth
Investment Advice

Emerging markets need to generate growth

At a time like this, there are two clear things to say about emerging markets. For one thing, it has long felt absurd to think of emergin...

How might regulations change if Reeves plans to raid lifetime gifts for inheritance tax?
Investment Advice

How might regulations change if Reeves plans to raid lifetime gifts for inheritance tax?

Since chancellor Rachel Reeves is allegedly preparing a crackdown on the value of financial gifts people can make during their lifetime, ...

Could the need for investment among savers be fueled by declining interest rates?
Investments

Could the need for investment among savers be fueled by declining interest rates?

She could succeed in her mission if interest rates decline. British people are known for being frugal savers, which the governmen...

Your midlife financial prime can be maximized with these five steps
Personal Finance

Your midlife financial prime can be maximized with these five steps

Although each person's career path is unique, many discover that their earning potential peaks as they get closer to middle age. ...

The best "tin hat" stocks for picky investors
Investment Advice

The best "tin hat" stocks for picky investors

We examine four of their favorites. With Bloomberg estimating that Trump's tariffs will cost the world economy $2 trillion by 202...

International stocks that should withstand the turbulence of the stock market
Investment Advice

International stocks that should withstand the turbulence of the stock market

Despite a tumultuous global environment in 2025, equity markets have held up well, serving as a reminder of how well-run companies freque...

Best cards for international travel
Personal Finance

Best cards for international travel

If you frequently travel for work or are planning a trip overseas, using the best travel credit cards could help you stretch your money f...

Does the 6 percent rule have the potential to replace the 4 percent pension rule?
Personal Finance

Does the 6 percent rule have the potential to replace the 4 percent pension rule?

We demonstrate, through exclusive calculations, how much more you can withdraw from your pension in order to fully deplete it by the time...

The least popular banks are Nationwide, Monzo, and HSBC, which thousands of British people are switching to
Financial Advice

The least popular banks are Nationwide, Monzo, and HSBC, which thousands of British people are switching to

Is it worthwhile to switch? In Britain, it appears that banking loyalty is a thing of the past, but why are consumers moving thei...

An investment trust: what is it?
Investment Advice

An investment trust: what is it?

We examine the definition, operation, and benefits and drawbacks of investment trusts. Although investment trusts can seem confus...

Ahead of the rumored cash ISA reform, UK savers are stuffing and pounding two billion more
Personal Finance

Ahead of the rumored cash ISA reform, UK savers are stuffing and pounding two billion more

Over the past three months, British savers have deposited over 2 billion more into cash ISAs than they did the previous year, according t...

British citizens in their early 50s may have to pay nearly £18,000 if state pension age increases are accelerated
Personal Finance

British citizens in their early 50s may have to pay nearly £18,000 if state pension age increases are accelerated

How much might it set you back? British citizens in their early 50s might lose out on nearly 18,000 if the state pension age incr...