Articles by James Mackreides

James Mackreides

James Mackreides

'Mac' is a short tempered former helicopter pilot, now a writer based in Sofia, Bulgaria. Loves dogs, the outdoors and staying far away from the ocean.

In your community, how much do parents save for their kids?
Financial Advice

In your community, how much do parents save for their kids?

In order to help their children in the future, parents nationwide are contributing thousands of pounds to savings accounts; one in ten ar...

Increased confidence in retirement—but is it misguided?
Personal Finance

Increased confidence in retirement—but is it misguided?

More savers now think they are on track for a comfortable retirement, which has increased retirement confidence. However, there is a chan...

Would you postpone retirement in order to support your kids while they are in college?
Personal Finance

Would you postpone retirement in order to support your kids while they are in college?

According to a recent study, one-third of parents are postponing retirement for up to ten years in order to help out their children who a...

How families are saving six figures thanks to an inheritance tax trick
Investment Advice

How families are saving six figures thanks to an inheritance tax trick

Since chancellor Rachel Reeves' inheritance tax crackdown, financial advisers say they are taking advantage of a little-known inheritance...

How income tax is computed
Personal Finance

How income tax is computed

The calculation of income tax is explained. Most forms of income are subject to income tax, but some are shielded from the tax co...

Nationwide: August saw an unexpected decline in home prices
Investments

Nationwide: August saw an unexpected decline in home prices

Stamp duty adjustments and consistently high borrowing costs have created challenges for the UK real estate market, making it a mixed yea...

Does the 25x retirement rule work? What is it?
Personal Finance

Does the 25x retirement rule work? What is it?

The ultimate goal of contributing to a pension is to ensure that you will have sufficient income for your golden years. Knowing h...

The self-assessment tax return deadline is when?
Personal Finance

The self-assessment tax return deadline is when?

We go over the deadlines that you should be aware of. Over 12 million individuals are required to submit a self-assessment tax re...

Is it appropriate to use cryptocurrency to increase your pension?
Investment Advice

Is it appropriate to use cryptocurrency to increase your pension?

Over the past ten or more years, cryptocurrencyin particular, Bitcoinhas produced disproportionate returns for various investor classes. ...

Crypto: What is it?
Investment Advice

Crypto: What is it?

Cryptocurrencies, often simply referred to as "crypto," are a new type of money that can be purchased and traded online. ...

Risk in investing: the significance of comprehending how risk affects your profits
Investments

Risk in investing: the significance of comprehending how risk affects your profits

The belief that investing is dangerous is among the most frequent causes of reluctance. And this is accurate to a certain degree....

Seventy-three percent of savers intend to rely on their partner's pension when they retire
Personal Finance

Seventy-three percent of savers intend to rely on their partner's pension when they retire

Many people who are saving for retirement are depending on their partner's pension, which leaves them exposed in the event of an unexpect...