Articles by James Mackreides

James Mackreides

James Mackreides

'Mac' is a short tempered former helicopter pilot, now a writer based in Sofia, Bulgaria. Loves dogs, the outdoors and staying far away from the ocean.

What to do with old andpound;1 coins
Personal Finance

What to do with old andpound;1 coins

The new 12-sided 1 coin took their place in March 2017. According to the Royal Mint, the new coin is among the most secure in the world t...

Make money with Workspace by going back to the office
Investment Advice

Make money with Workspace by going back to the office

The popularity of listed real estate investment trusts (REITs) is beginning to return. The office industry is the one where this is most ...

Under the Autumn Budget reforms, transfers from stocks and shares to cash ISAs will be prohibited
Personal Finance

Under the Autumn Budget reforms, transfers from stocks and shares to cash ISAs will be prohibited

Under the government's contentious reforms, investors will no longer be able to convert stock and share ISA funds to cash equivalents./p...

2029 will see the introduction of a salary sacrifice cap of £2,000
Personal Finance

2029 will see the introduction of a salary sacrifice cap of £2,000

The amount that employees and their employers can contribute to pensions through salary sacrifice before being subject to National Insura...

The potential cost of the "Reeves Freeze" on income tax thresholds is up to £1,300
Investment Advice

The potential cost of the "Reeves Freeze" on income tax thresholds is up to £1,300

According to a recent analysis, the government's prolonged freeze on income tax thresholds may make you 1,300 worse off. Chancell...

Why could the rate of the Premium Bonds prize fund increase in the near future?
Financial Advice

Why could the rate of the Premium Bonds prize fund increase in the near future?

After the National Savings and Investments (NS&I) fundraising target was increased in the Budget, the Premium Bonds prize fund rate might...

Why UK stocks are expected to surge
Investment Advice

Why UK stocks are expected to surge

Speculation about the Budget's contents became more intense and alarmist during the protracted lead-up. This descended into chaos as a re...

Increases in budget taxes negatively impact savings, dividends, and real estate income
Personal Finance

Increases in budget taxes negatively impact savings, dividends, and real estate income

Do you intend to pay more? A mistake at the Office for Budget Responsibility (OBR) caused the much anticipated second Autumn Budg...

Millions could face "unnecessary" tax bills; learn how to protect your savings
Personal Finance

Millions could face "unnecessary" tax bills; learn how to protect your savings

Are you in danger? Because billions of pounds are kept in savings accounts that do not provide adequate protection from the taxma...

If allowance is reduced, savers will have to wait up to 48 years to accumulate a £1 million cash ISA pot
Personal Finance

If allowance is reduced, savers will have to wait up to 48 years to accumulate a £1 million cash ISA pot

Will you still be able to accumulate a cash ISA pot of one million pounds? If the tax-free allowance is reduced, cash ISA savers ...

Chen Zhi is the mastermind behind a worldwide plot
Investment Advice

Chen Zhi is the mastermind behind a worldwide plot

Prosecutors in the US and the UK claim he is the leader of something much darker. They would make an excellent band name. However...

How, if inflation stays high, retirement funds could run out 11 years early
Personal Finance

How, if inflation stays high, retirement funds could run out 11 years early

There is now a growing chance that people over 50 could see the value of their pension pot decline, leaving them with an 11-year shortfal...