Personal Finance

Of holders of Premium Bonds, two-thirds have never received a prize Are they worth the money?
Personal Finance

Of holders of Premium Bonds, two-thirds have never received a prize Are they worth the money?

With the great majority of Premium Bonds holders never seeing a prize, only one-third have ever received any compensation from the progra...

Would you be able to invest like an ISA millionaire by 2032?
Personal Finance

Would you be able to invest like an ISA millionaire by 2032?

We disclose the top funds they invested in , along with the amount your portfolio would need to have in order to join the club by 2032./...

With the implementation of the VAT policy, private school fees can increase by up to £111,300
Personal Finance

With the implementation of the VAT policy, private school fees can increase by up to £111,300

Now that VAT has been added to school fees, parents who want to send their kids to private schools may have to pay an additional 111,300....

Is it better to downsize your home or release equity?
Personal Finance

Is it better to downsize your home or release equity?

We consider the benefits and drawbacks of each. If you've accumulated a sizable amount of equity in your house that you'd like to...

The ways that raising pension contributions can improve your retirement and child benefit
Personal Finance

The ways that raising pension contributions can improve your retirement and child benefit

Last year, the High Income Child Benefit Charge (HICBC) threshold was raised, which was a welcome relief for thousands of parents. In add...

The state pension underpayments totaling £804 million have been identified by the government Do you owe money?
Personal Finance

The state pension underpayments totaling £804 million have been identified by the government Do you owe money?

After looking into administrative errors in state pensions, officials found underpayments totaling more than 804 million. After i...

Women from Waspi are the target of a phony compensation scam
Personal Finance

Women from Waspi are the target of a phony compensation scam

Fraudsters are attempting to obtain the personal information of women who are members of Women Against State Pension Inequality (Waspi), ...

With the DWP's recent announcement of a minor pension pot shake-up, could you receive a boost of £1,000
Personal Finance

With the DWP's recent announcement of a minor pension pot shake-up, could you receive a boost of £1,000

We look at what the government's small pensions pot consolidator plan could mean for you. Government plans to consolidate small w...

The risks of renting in retirement are higher for older renters and 2,000 pounds less than for homeowners
Personal Finance

The risks of renting in retirement are higher for older renters and 2,000 pounds less than for homeowners

If a pensioner continues to rent, their retirement may be less favorable than that of a home owner. New research shows the financ...

What is my tax liability for investments?
Personal Finance

What is my tax liability for investments?

Investment profits have been scrutinized by successive governments in an effort to increase revenue, and they are now more likely to be t...

If inheritance tax revenues increase by 10%, is it possible to lower your IHT obligations?
Personal Finance

If inheritance tax revenues increase by 10%, is it possible to lower your IHT obligations?

According to today's (April 23) HMRC update, loved ones who inherited money, property, and other assets paid a record amount in inheritan...

Here's how to exchange old coins and notes - What to do with old twenty pounds?
Personal Finance

Here's how to exchange old coins and notes - What to do with old twenty pounds?

We describe where to exchange old 20 and 50 notes as well as what to do with them. On September 30, 2022, the United Kingdom disc...