Articles by Kaylie Pferten

Kaylie Pferten

Kaylie Pferten

A pilot of submersible crafts in a former life, now married to my husband David and writing about investment advice.

Should a 25% tax-free pension be taken as a lump sum or as installments?
Personal Finance

Should a 25% tax-free pension be taken as a lump sum or as installments?

One of the primary draws of private pensions for many savers is the opportunity to receive a tax-free lump sum of 25% of their pension sa...

Which is better for your money: regular savings or easy-access savings?
Financial Advice

Which is better for your money: regular savings or easy-access savings?

The practice of saving is fairly simple, but you must choose the right kind of savings account to maximize the interest that savings prov...

Is it wise to make an investment in self-driving automobiles now?
Investments

Is it wise to make an investment in self-driving automobiles now?

How can you get noticed? If you search for self-driving cars on Google, you'll soon discover that the technology is now a reality...

Penalties for late tax returns will be increased by Rachel Reeves
Personal Finance

Penalties for late tax returns will be increased by Rachel Reeves

What you should know is this. This Wednesday's Spring Statement from Chancellor Rachel Reeves will raise the penalty fees for com...

Is it wise to limit your exposure to US tech stocks?
Investments

Is it wise to limit your exposure to US tech stocks?

One strategy to reduce exposure to US tech stocks is as follows. We should be cautious about drawing hasty conclusions about the ...

America's gold mystery and the importance of an audit
Investments

America's gold mystery and the importance of an audit

For many years, two rumors have been circulating in the gold markets. They have been dubbed conspiracy theories by some. Others point out...

What is the cost of council tax for a second home?
Personal Finance

What is the cost of council tax for a second home?

Similar local authority changes in Wales and Scotland are followed by this one. When council tax bills begin to arrive this month...

The male gender pay gap: the reasons why young men and boys might have succumbed to inattentional blindness
Personal Finance

The male gender pay gap: the reasons why young men and boys might have succumbed to inattentional blindness

The male pay gap is something I never would have imagined writing about. We've been aware of the gender pay gap for years, highli...

The complete list of affected locations is available here Santander plans to close 95 branches throughout the UK, endangering 750 jobs
Personal Finance

The complete list of affected locations is available here Santander plans to close 95 branches throughout the UK, endangering 750 jobs

Santander has announced the closure of 95 bank branches across the UK, putting 750 jobs at risk.brbrOnly 349 branches will remain in ...

When annuity rates reached a 16-year high, is it a good time to purchase one?
Personal Finance

When annuity rates reached a 16-year high, is it a good time to purchase one?

Should you purchase an annuity? Retirees are receiving enormous payouts from their pension funds, and annuity rates have reached ...

An advantage of a stock bubble
Investments

An advantage of a stock bubble

Perhaps we should commemorate the occasion by "surfing" the "world wide web" for a few minutes, ideally with a Netsca...

What was Rachel Reeves's Spring Statement on pensions?
Personal Finance

What was Rachel Reeves's Spring Statement on pensions?

We check for announcements about pensions that might have an impact on retirees or savers. On March 26, Chancellor Rachel Reeves ...