To assist savers in investing, Monzo introduces 11 ETFs through Blackrock

Millions of people can now invest in BlackRock's iShares ETFs through Monzo's banking app

Through the Monzo banking app, approximately 12 million clients will now have access to Blackrock's iShares exchange-traded funds (ETFs) portfolio.

Nearly 30 years ago, Blackrock, one of the biggest fund managers globally, was among the first to introduce exchange-traded funds (ETFs) through its iShares line.

Customers of Monzo will now be able to invest easily in 11 of the iShares ETFs now. According to Monzo's research, almost half (47 percent) of savers put off investing because it can be challenging to get started due to the large number of options.

Exchange-traded funds, or ETFs, are now a standard feature of the investment environment. According to data from the ETF research firm ETFGI, the total amount of money invested in ETFs as of the end of April 2025 had risen to £15 trillion in just 35 years since the first ETF was introduced on the Toronto Stock Exchange.

Monzo will allow users to create their own portfolio by selecting from a variety of ETFs.

How is Monzo's ETF offer going to operate?

On June 17, Monzo's "Build Your Own" ETF investing feature went live as a pilot. Now that Monzo has provided a robo-adviser service that allows investors to deposit funds into any of three pre-made investment pots, users can invest in ETFs more actively.

Andy Smart, Monzo's chief product officer, stated, "This new ETF offering is the next step in making investing even easier and more personal."

Monzo customers can participate in the pilot by investing as little as one at a time in any of the 11 ETFs offered by BlackRocks iShares. These ETFs are available for investment.

IShares Core SandP 500 UCITS ETF iShares Core FTSE 100 UCITS ETF iShares MSCI Emerging Markets UCITS ETF iShares Core MSCI Europe UCITS ETF iShares Core MSCI World UCITS ETF iShares NASDAQ 100 UCITS ETF iShares Healthcare Innovation UCITS ETF iShares Metaverse UCITS ETF iShares Global Clean Energy Transition UCITS ETF iShares Blockchain Technology UCITS ETF iShares Automation and Robotics UCITS ETF Smart claims that this assortment of options provides investors with "simple, clear options with just the right amount of choice." The findings of Monzo's investigation into the top priorities of potential investors are reflected.

Only Monzo users who haven't yet used any of its investment offerings are initially eligible for the pilot; for the first four weeks starting on June 17, 25% of eligible customers will be granted access each week. The product should eventually show up in the Monzo app for any users who haven't made an investment with Monzo yet.

The offering will be made available to all Monzo users later this year after the pilot is finished.

What are the advantages of investing in ETFs?

ETFs offer a number of advantages for investors. "They provide diversification, with a single ETF usually holding a wide variety of securities," stated Raymond Backreedy, Sparrows Capital's chief investment officer.

This may involve a variety of asset classes, including stocks and bonds. For instance, Vanguard's LifeStrategy line provides investors with pre-made portfolios in different stock-to-bond ratios as an easy way to manage risk.

The majority of ETFs reveal their holdings on a daily basis, so investors are aware of exactly what they own. This makes them transparent, Backreedy added.

Similar to stocks, exchange-traded funds (ETFs) provide flexibility and liquidity. Being index trackers, the majority of core ETFs also benefit from low expense ratios.

ETFs have unobtrusively emerged as one of the most effective instruments accessible to individual investors. The managing director of ARK Invest Europe, Rahul Bhushan, states that they provide quick and inexpensive access to diversified portfolios.

What is the process for investing in an ETF?

On a stock exchange, ETFs trade exactly like individual stocks, which is one of their many fantastic benefits. They can therefore be bought and sold in real time, straight into your ISA for stocks and shares.

Investment platforms that specialize in ETFs are also available, as are brokerages like AJ Bell and Hargreaves Lansdown.

InvestEngine, for instance, provides ETF investing with no account fees. A variety of ETFs are available to investors through Moneybox and other products in addition to Monzo, which they can add to their stocks and shares or Lifetime ISA.

Look Into More Monzo.